iB Gold

iB Gold Financing is a financing product from BCA Syariah for the ownership of Precious Metals (Gold) based on Sharia principles

Features and Benefits

  • In accordance with sharia principles
  • Quick and easy process, with same-day approval
  • Murabahah Akad (buying and selling)
  • ANTAM precious metals with international certification (LBMA)
  • Financing term from 1 to 5 years
  • Margin equivalent to 9.5% effective per annum
  • Installments starting from IDR 200 thousand per month

Find easy way to acquire iB Gold Financing at BCA Syariah branch office or via BSya 

Information at BCA Syariah Branch BSya 
Down Payment Minimum of 10% Minimum of 20%
Financing Plafond Maximum of IDR1 Billion Maximum of IDR150 million
Type and Grams 10gr, 25gr, 50gr, 100gr dan 250 gr 10gr, 25gr, 50gr, 100gr

Customer Requirements

  • Indonesian citizen (WNI), minimum age 21 years old
  • Employee/entrepreneur/professional
  • Prepare down payment, administrative fees, stamp duty fees, and life insurance premiums (optional)
  • Maximum age at the financing maturity:
    • 55 years for employees
    • 60 years for entrepreneurs/professionals

Document Requirements

Employee/Entrepreneur/Professional (Copy of documents)
Applicant's ID Card
Document / Partner Data
Tax ID (NPWP)*

*)For financing with a nominal value greater than 100 million

Financed Gold Pieces at BCA Syariah
Gram Type Administrative Fee per Submission
10 gr IDR 100,000
25 gr
50 gr
100 gr
250 gr

Financing Simulation  Apply for Financing 

For more information, contact Halo BCA 1500888