iB Gold
iB Gold Financing is a financing product from BCA Syariah for the ownership of Precious Metals (Gold) based on Sharia principles
Features and Benefits
- In accordance with sharia principles
- Quick and easy process, with same-day approval
- Murabahah Akad (buying and selling)
- ANTAM precious metals with international certification (LBMA)
- Financing term from 1 to 5 years
- Margin equivalent to 9.5% effective per annum
- Installments starting from IDR 200 thousand per month
Find easy way to acquire iB Gold Financing at BCA Syariah branch office or via BSya
Information | at BCA Syariah Branch | BSya |
---|---|---|
Down Payment | Minimum of 10% | Minimum of 20% |
Financing Plafond | Maximum of IDR1 Billion | Maximum of IDR150 million |
Type and Grams | 10gr, 25gr, 50gr, 100gr dan 250 gr | 10gr, 25gr, 50gr, 100gr |
Customer Requirements
- Indonesian citizen (WNI), minimum age 21 years old
- Employee/entrepreneur/professional
- Prepare down payment, administrative fees, stamp duty fees, and life insurance premiums (optional)
- Maximum age at the financing maturity:
- 55 years for employees
- 60 years for entrepreneurs/professionals
Document Requirements
Employee/Entrepreneur/Professional (Copy of documents) | |
---|---|
Applicant's ID Card | |
Document / Partner Data | |
Tax ID (NPWP)* |
*)For financing with a nominal value greater than 100 million
Financed Gold Pieces at BCA Syariah | |
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Gram Type | Administrative Fee per Submission |
10 gr | IDR 100,000 |
25 gr | |
50 gr | |
100 gr | |
250 gr |
Financing Simulation Apply for Financing
For more information, contact Halo BCA 1500888