PRODUCTS AND SERVICES

iB Umrah Financing at BCA Syariah

BCA Syariah collaborates with selected Tour & Travel services to provide exclusive Umrah packages at affordable prices, specifically for BCA Syariah customers

  • Through Tahapan iB Financing.
  • Through Tahapan Mabrur iB

Umrah iB Financing is one of the multi-service financing facilities with the lease (Ijarah Multijasa) contract to assist customers in realizing their intention to perform Umrah worship.

Benefits of Umrah Financing

  • Umrah without waiting long
  • Fast and flexible process
  • Various facilities and conveniences available

Features

  • No down payment*
  • No collateral**
  • Collaboration with trusted Umrah Travel Bureau
  • Financing ceiling from IDR 5 million to IDR 300 million
  • Financing tenure of 6 - 36 months
  • Collateral for financing can be:
    • Gold issued by PT Antam Tbk
    • BCA Syariah fund products (savings/deposits/checking)
    • Land and buildings with SHM/SHGB certificates
    • Four-wheeled vehicles with vehicle registration certificate (BPKB)
  • Early repayment is allowed at least 3 (three) months after the financing contract

Note:
*) Unless required,  **) Up to a certain amount of financing

Customer Requirements

  • Indonesian citizens aged at least 21 years
  • Maximum age at the time of financing maturity is 55 years for employees and 60 years for entrepreneurs/professionals
  • Must open a BCA Syariah account

Required Documents

LIST OF DOCUMENT COMPLETENESS
GENERAL DOCUMENTS
Document Type Employee Entrepreneur Professional
Application Form √ √ √
Applicant's e-KTP (copy) √ √ √
Spouse's e-KTP* (copy) √ √ √
Marriage Certificate* (copy) √ √ √
Last 3 months Bank Statement** (copy) √ √ √
Last 3 months Salary Slip** (original), or
Work & Income Certificate** (original)		 √    
Practice Permit (copy)     √
Business License** (copy)   √  
Company Registration Certificate*** (copy)   √  
Deed of Establishment Amendment*** (copy)   √  

Note:
*) If already married, then spouse data is included
**) If joint income, then spouse's income data is included
***) Specifically for entrepreneurs whose business is in the form of a legal entity/PT

 

Financing Simulation

Tahapan Mabrur iB is a savings account designed to assist you in preparing for worship plans, including Umrah.

Free administration fees Free account closure fees for Umrah purposes

For complete information about Tahapan Mabrur iB, click here

Apply for Financing

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