Tahapan Rencana iB

Savings for planning various needs.

Tahapan Rencana iB is a savings plan based on the principle of mudharabah muthlaqah to assist customers in financial planning.

Benefits

  • Being one of the investment alternatives for customers for short and medium terms

  • Ensuring the achievement of funds for customer financial planning

  • Providing a means for customers to be disciplined in saving

Requirements

  • For individual customers

  • Having iB Rencana or iB Giro as the parent account

  • Filling out the Account Opening Form

  • Valid identification (e-KTP)

Features

FEATURE

DESCRIPTION

Savings period

1 year, 2 years, 5 years, 10 years

Monthly deposit amount

Starting from IDR 50,000 up to IDR 10,000,000 with multiples of IDR 50,000 applied

Monthly deposit date

Between the 1st - 5th of each month

Parent account/source of monthly deposits

iB Rencana or Giro iB BCA Syariah

Facilities

  • No ATM facilities

  • Optional autodebit for zakat upon customer's request

  • Can get the benefits of personal accident insurance protection

Balance conditions

  • No incidental deposits to iB Rencana account

  • Withdrawal of balance after account maturity

  • Partial withdrawals are not allowed

Account closure conditions

  • iB Rencana account has matured

  • Customer's request

  • Customer's death (claim occurrence)

  • Request from authorized party

  • Three consecutive months of missed monthly deposits

 

Contact Us

Costs

Description
Amount (IDR)
Monthly administration fee Rp0
Mutation printing costs Rp10.000
Account closing fees* Rp50.00 - 150.000
Cost of changing membership certificate Rp10.000
Monthly deposit automatic transfer failure fee Rp5.000
 

Note *) :

  • The amount of the account closure fee is determined based on the final balance at the time of closure

  • Applies specifically to closures due to customer requests and closures due to three consecutive months of missed monthly deposits