Tahapan Rencana iB
Saving account for your various need
Tahapan Rencana iB (TRiB) is a savings account based on sharia principles to assist customers financial planning
Benefits
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Saving alternatif for short and medium terms investment
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Ensure certain targets of amount saving are required
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As a solution to maintain dicipline in saving money
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Automated transfer form the parent account
Requirements
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For individual customers
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Have Tahapan iB or Giro iB account
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Fill in the account opening form
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Valid identification (e-KTP)
Features
FEATURE |
DESCRIPTION |
---|---|
Akad |
Mudhrabah muthlaqah |
Currency |
IDR |
Savings period |
1 year, 2 years, 3 years to 10 years |
Monthly deposit amount |
Multiples of IDR 50,000 up to IDR 10,000,000 |
Monthly deposit date |
Between the 1st - 5th of each month |
Parent account/source of monthly deposits |
Tahapan iB or Giro iB BCA Syariah |
Facilities |
|
Balance conditions |
|
Account closure conditions |
|
Fee
Description |
Amount (IDR) |
---|---|
Monthly administration fee |
Rp0 |
Mutation printing costs |
IDR 10.000 |
Cost of changing membership certificate |
IDR 10.000 |
Monthly deposit automatic transfer failure fee |
IDR 5.000 |
Account closing fees |
IDR 50.00 - 150.000 |
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The amount of the account closure fee is determined based on the final balance at the time of closure as follow:
Amount of balance on closure
Clossing Fee
< IDR 1.000.000
IDR 50.000
> IDR 1.000.000 s.d. < IDR 10.000.000
IDR100.000
> IDR 10.000.000
IDR150.000
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Applies specifically to closures due to customer requests and closures due to three consecutive months of missed monthly deposits
Important Notes:
- Account cancelation or closure before maturity date will be charge with closing fee
- TRiB account will be automatically close if the custome does not make monthly deposit for three consecutive months
- The amount of fee and transaction limit are subject to change according to bank notification
- Additional or feature subject to change according to bank notification
- For more information download Product and Service Information Summary (RIPLAY) of Tahapan Rencana iB