Tahapan Rencana iB

Saving account for your various need

Tahapan Rencana iB (TRiB) is a savings account based on sharia principles to assist customers financial planning

Benefits

  • Saving alternatif for short and medium terms investment

  • Ensure certain targets of amount saving are required

  • As a solution to maintain dicipline in saving money

  • Automated transfer form the parent account

Requirements

  • For individual customers

  • Have Tahapan iB or Giro iB account

  • Fill in the account opening form

  • Valid identification (e-KTP)

Features

FEATURE

DESCRIPTION

Akad

Mudhrabah muthlaqah

Currency

IDR

Savings period

1 year, 2 years, 3 years to 10 years

Monthly deposit amount

Multiples of  IDR 50,000 up to IDR 10,000,000

Monthly deposit date

Between the 1st - 5th of each month

Parent account/source of monthly deposits

Tahapan iB or Giro iB BCA Syariah

Facilities

  • autodebit for zakat upon customer's request

Balance conditions

  • No incidental deposits

  • Withdrawal of balance after account maturity

  • Partial withdrawals are not allowed

Account closure conditions

  • Tahapan Rencan iB account has matured

  • Customer's request

  • Customer's death 

  • Request from authorized party

  • Three consecutive months of missed monthly deposits

Contact Us

Fee

Description

Amount (IDR)

Monthly administration fee

Rp0

Mutation printing costs

IDR 10.000

Cost of changing membership certificate

IDR 10.000

Monthly deposit automatic transfer failure fee

IDR 5.000

Account closing fees

IDR 50.00 - 150.000

 
Note :
  • The amount of the account closure fee is determined based on the final balance at the time of closure as follow:
     

    Amount of balance on closure 

    Clossing Fee

    < IDR 1.000.000

    IDR 50.000

    > IDR 1.000.000 s.d. < IDR 10.000.000

    IDR100.000

    > IDR 10.000.000

    IDR150.000

     

  • Applies specifically to closures due to customer requests and closures due to three consecutive months of missed monthly deposits

 

Important Notes:

  • Account cancelation or closure before maturity date will be charge with closing fee
  • TRiB account will be automatically close if the custome does not make monthly deposit for three consecutive months 
  • The amount of  fee and transaction limit are subject to change according to bank notification
  • Additional or feature subject to change according to bank notification
  • For more information download Product and Service Information Summary (RIPLAY) of Tahapan Rencana iB