PRODUCTS AND SERVICES

BCA Syariah Mobile

BCA Syariah Mobile is an electronic banking facility from BCA Syariah that enables customers to easily access their accounts or conduct banking transactions through smartphones using the internet network. This includes both financial and non-financial transactions.

Benefits

  • Comfortable
    • Cardless Cash Withdrawal transactions at all BCA ATMs. Follow the steps here
    • Transactions can be done anywhere without having to visit a branch or ATM
    • Transactions can be done anytime, not limited to bank office hours*
    • QR payment transactions at stores/merchants with QRIS logo. See details here
    • Only one facility to access all your accounts (except accounts with joint account status)

*) Specifically for SKN/RTGS Transfer feature to other banks, it can be accessed according to branch service hours

  • Secure
    Secure transactions with maximum protection using Access Code and m-PIN
  • User Friendly
    Easy-to-use menu features
  • Prayer Schedule Feature to help you remember prayer times

User Requirements

BCA Syariah Mobile can be used by individual customers and non-individual Business Entity customers who have savings/products with BCA Syariah.

 Usage Steps

  • Download the BCA Syariah Mobile application
  • Register and activate at the nearest BCA Syariah branch or through the Online Registration and Activation menu in the BCA Syariah Mobile application. Each customer can only register 1 user ID for 1 SIM card serial number and 1 smartphone device (IMEI)
  • After registration at the branch is complete, you will receive an SMS Registration Info

Smartphone Specifications

DEVICE TYPE SPECIFICATIONS

Android
  • All Android smartphones with a minimum Operating System (OS) version of 6.0 Marshmallow
  • Connected to the internet

iPhone
  • All iPhones with a minimum Operating System (OS) version of 12.0
  • Minimum iOS 12.1 for video call process
  • Connected to the internet

How to Download the Application

APPLICATION APPLICATION DOWNLOAD STEPS

  • Select the App Store/Play Store application menu
  • To search for the application, type in the search column: BCA Syariah Mobile
  • Click install or download
  • Once the application is installed, the BCA Syariah Mobile icon will appear on the smartphone screen

Safe Transaction Tips

To ensure your transactions on BCA Syariah Mobile are always safe and comfortable, click here

Features and Limits

       
Non-Financial Information
  • Portfolio information (accounts and financing)
  • Account transactions (3 months - 31 days per inquiry)
  • Transaction history (3 months - 31 days per inquiry)
  • Branch office address information
 -
Administration
  • Change email address
  • Change m-PIN
  • Change Login Access Code
 -
Transfer
  • List of destination accounts
  • Remove/edit destination accounts
 - 
​​​​

 

Financial

 Transfer
  • Transfer to BCA Syariah accounts
  • Transfer to BCA Syariah RDN
  • Transfer zakat, infaq, or sedekah through BCA Syariah
  • Online transfer to other banks
  • SKN/RTGS transfer to other banks*
  • BI Fast transfer to other banks**
 Min Rp10,000
Max Rp200,000,000
Purchase
  • Prepaid PLN
  • Prepaid mobile phone
 Min Rp 1
Max Rp5,000,000
Payment
  • Postpaid PLN & Non-Electricity Bills
  • Telkom
  • Postpaid mobile phone
  • Internet
  • Cable TV
  • PDAM
  • Train tickets
QR Payment
  • Transactions at stores/outlets/merchants with QRIS are free of charge.
  • QR payment transactions do not require top-up as they will automatically deduct from the account balance.
  • All stores/outlets/merchants with the QRIS logo can accept payments from any payment application.
  • QRIS transaction information can be viewed in the BCA Syariah Mobile Inbox menu.
 Rp2,000,000 per transaction
Rp25,000,000 per day
Cardless Cash Withdrawal Cash withdrawal without a card through BCA Syariah Mobile

Withdrawal limit per day

  • Minimum Rp50,000
  • Maximum Rp10,000,000

Withdrawal limit per transaction (in multiples of Rp50,000) 

  • Minimum Rp50,000
  • Maximum Rp1,250,000
Customer Verification at The Counter Cash withdrawal with e-Branch Cash withdrawal with e-Branch BCA Syariah Mobile according to customer balance

*)  In accordance with Bank Indonesia regulations, the transaction amount between banks through the BI-RTGS System >Rp100 million per transaction, while through SKNBI <Rp1 billion per transaction.

**) Transfer to other banks in real time online 7 days - 24 hours from Bank Indonesia.

Limit Terms

  1. Transfer limit to BCA Syariah accounts is separate from the limit for transfers to Other Banks (Online/SKN/RTGS/BI Fast).
  2. Maximum daily limit per customer for transfers to BCA Syariah accounts is Rp400 million
  3. Maximum daily limit per customer for transfers to Other Banks is Rp200 million
  4. Maximum Rp100 million for Online Transfers to Other Banks per transaction
  5. Limits on points 2 and 3 above are combined limits for all BCA Syariah e-channels but separate from BCA Syariah ATM Card limits.
  6. BI Fast limit is Rp100 million per transaction and Rp200 million per day.
  7. Purchase limit is separate from Payment limit.

Costs

SMS Costs

Are fees for SMS sent/received to the customer's smartphone related to customer activities on BCA Syariah Mobile

Bank Costs

Are transaction fees conducted through BCA Syariah Mobile, including if the transaction is not successfully executed/processed by the Bank.

DESCRIPTION AMOUNT (IDR)
Online Transfer to BCA Free of Charge
Online Transfer to Other Banks 6,500
SKN Transfer to Other Banks 2,900
RTGS Transfer to Other Banks 30,000
BI Fast Transfer 2,500
Cardless Cash Withdrawal Free of Charge

Internet Costs

Are fees charged by cellular operators for internet connection on the customer's smartphone

 

Cash Withdrawal with e-Branch

Withdraw cash at branches faster with the e-Branch feature