BCA Syariah Mobile

BCA Syariah Mobile is an electronic banking facility from BCA Syariah that enables customers to easily access their accounts or conduct banking transactions through smartphones using the internet network. This includes both financial and non-financial transactions.

Benefits

Comfortable
- Cardless Cash Withdrawal transactions at all BCA ATMs. Follow the steps here
- Transactions can be done anywhere without having to visit a branch or ATM
- Transactions can be done anytime, not limited to bank office hours*
- QR payment transactions at stores/merchants with QRIS logo. See details here
- Only one facility to access all your accounts (except accounts with joint account status)

*) Specifically for SKN/RTGS Transfer feature to other banks, it can be accessed according to branch service hours

Secure
Secure transactions with maximum protection using Access Code and m-PIN
User Friendly
Easy-to-use menu features
Prayer Schedule Feature to help you remember prayer times

User Requirements

BCA Syariah Mobile can be used by individual customers and non-individual Business Entity customers who have savings/products with BCA Syariah.

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Costs BCA Syariah Mobile

SMS Costs

Are fees for SMS sent/received to the customer's smartphone related to customer activities on BCA Syariah Mobile

Bank Costs

Are transaction fees conducted through BCA Syariah Mobile, including if the transaction is not successfully executed/processed by the Bank.

DESCRIPTION	AMOUNT (IDR)
Online Transfer to BCA	Free of Charge
Online Transfer to Other Banks	6,500
SKN Transfer to Other Banks	2,900
RTGS Transfer to Other Banks	30,000
BI Fast Transfer	2,500
Cardless Cash Withdrawal	Free of Charge

Internet Costs

Are fees charged by cellular operators for internet connection on the customer's smartphone

Limit Terms

Transfer limit to BCA Syariah accounts is separate from the limit for transfers to Other Banks (Online/SKN/RTGS/BI Fast).
Maximum daily limit per customer for transfers to BCA Syariah accounts is Rp400 million
Maximum daily limit per customer for transfers to Other Banks is Rp200 million
Maximum Rp100 million for Online Transfers to Other Banks per transaction
Limits on points 2 and 3 above are combined limits for all BCA Syariah e-channels but separate from BCA Syariah ATM Card limits.
BI Fast limit is Rp100 million per transaction and Rp200 million per day.
Purchase limit is separate from Payment limit.

Cash Withdrawal with e-Branch

Withdraw cash at branches faster with the e-Branch feature