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Giro iB
Helping to realize the smoothness of your business
Giro iB is a deposit account that offers various facilities to help the smoothness of your business based on the principle of wadiah yad dhamanah or mudharabah muthlaqah
Benefits
- Receive monthly statements sent to your address or electronic mail as requested
- By having a Giro iB account, you can apply for BCA Syariah ATM card facilities, which also functions as a debit card (for individual Giro iB only)
- Automatic Transfer facilities are available
- Zakat deduction service (Autodebet Zakat) is available
Requirements
- Depositors can be individuals or businesses
- Individual applicants must be 21 years old or married
- Not listed in BI's blacklist
- Fill out and sign the application form
- Submit a photocopy of a valid identity card (E-KTP)
- Tax ID (NPWP) and Reference Letter
- Requirements for business entity applicants: Identity card (E-KTP) of Directors, Deed of Establishment, Articles of Association, Business Registration Number/NIB & NPWP
Costs
|
DESCRIPTION
|
AMOUNT (IDR)
|
|---|---|
|
Minimum initial deposit (for Company & Individual) |
1,000,000 |
|
Check/Giro book fee |
285,000 |
|
Check/BG rejection fee*: |
|
|
|
|
Counter check fee per sheet |
10,000 |
|
Card issuance/ replacement fee |
30,000 |
|
Statement of account printing fee: |
|
|
|
|
Account closure fee |
25,000 |
|
Administration fee without ATM card facility (per Month) |
15,000 |
|
Administration fee with ATM card facility (per Month) |
25,000 |
| Dormant fee* | 5.000 |
* (For SKBNI clearing regions)
*Dormant fee is charged for customers with an average account balance below IDR 10,000,000 (ten million) who have dormant status and have had no transactions on e-channels for the last 6 (six) months.
