Giro iB

Helping to realize the smoothness of your business

Giro iB is a deposit account that offers various facilities to help the smoothness of your business based on the principle of wadiah yad dhamanah or mudharabah muthlaqah

Benefits

  • Receive monthly statements sent to your address or electronic mail as requested
  • By having a Giro iB account, you can apply for BCA Syariah ATM card facilities, which also functions as a debit card (for individual Giro iB only)
  • Automatic Transfer facilities are available
  • Zakat deduction service (Autodebet Zakat) is available

Requirements

  • Depositors can be individuals or businesses
  • Individual applicants must be 21 years old or married
  • Not listed in BI's blacklist
  • Fill out and sign the application form
  • Submit a photocopy of a valid identity card (E-KTP)
  • Tax ID (NPWP) and Reference Letter
  • Requirements for business entity applicants: Identity card (E-KTP) of Directors, Deed of Establishment, Articles of Association, Business Registration Number/NIB & NPWP

Costs

DESCRIPTION
AMOUNT (IDR)

Minimum initial deposit (for Company & Individual)

1,000,000

Check/Giro book fee

285,000

Check/BG rejection fee*:

  • Insufficient funds
  • Other reasons according to SKNBI
  • 125,000
  • 100,000

Counter check fee per sheet

10,000

Card issuance/ replacement fee

30,000

Statement of account printing fee:

  • Per account per sheet
  • Monthly
  • 2,500
  • 35,000

Account closure fee

25,000

Administration fee without ATM card facility (per Month)

15,000

Administration fee with ATM card facility (per Month)

25,000

* (For SKBNI clearing regions)