Back to Menu
Giro iB
Helping to realize the smoothness of your business
Giro iB is a savings account that offers various facilities to help run your business smoothly based on sharia principles.
Benefits
- Receive monthly statements sent to your address or electronic mail as requested
- By having a Giro iB account, you can apply for BCA Syariah ATM card facilities, which also functions as a debit card (for individual Giro iB only)
- Automatic Transfer facilities are available
- Zakat deduction service (Autodebet Zakat) is available
Requirements
- Depositors can be individuals or businesses
- Individual applicants must be 21 years old or married
- Not listed in customer black list (Daftar Hitam Nasabah Bank Indonesia)
- Fill out and sign the application form
- Submit a photocopy of a valid identity card (e-KTP)
- Tax ID (NPWP) and Reference Letter
- Requirements for business entity applicants: Identity card (e-KTP) of Directors, Deed of Establishment, Articles of Association, Business Registration Number/NIB & NPWP
Feature
| Feature | Notes |
|---|---|
| Akad | Wadiah yad dhamanah Mudharabah muthlaqah |
| Currency | IDR |
| Facilites | Cheque /Bilyet Giro |
Fee
|
DESCRIPTION
|
AMOUNT (IDR)
|
|---|---|
|
Minimum initial deposit (for Company & Individual) |
1,000,000 |
|
Cheque /Bilyet Giro (BG) |
285,000 |
|
Cheque /BG rejection fee*: |
|
|
|
|
Counter check fee per sheet |
15,000 |
|
Card issuance/ replacement fee |
30,000 |
|
Statement of account printing fee: |
|
|
|
|
Account closure fee |
25,000 |
|
Administration fee without ATM card facility (per Month) |
15,000 |
|
Administration fee with ATM card facility (per Month) |
25,000 |
* (For SKNBI clearing regions)
Important Notes
- The type of fee and amount of fee may change according to bank notification. Notification will be carried out in accordance with the applicable terms and conditions.
- Changes to features and services are subject to change and will be notified by the bank in accordance with applicable regulations.
- Profit sharing will depend on the results of the business carried out by the bank.
- For more information download Product and Service Information Summary (RIPLAY) Giro iB
