Simpanan Pelajar (SimPel) iB
Achieve success and aspirations by saving from an early age
SimPel iB, is a savings account for students aimed at education, financial inclusion, and fostering a culture of saving from an early age with easy and simple requirements, as well as attractive features.
Benefits
- For Students
- Financial education for students
- Encourages a love for saving
- Teaches financial management from an early age
- For Parents
- Provides education about financial products
- Teaches children financial independence
- Facilitates parents in controlling their children's finances
- For Schools
- Facilitates financial and banking education for students and teachers
- Fosters a savings culture in schools
- Provides an effective and efficient payment and financial management system within the school environment
Features
FEATURE | DESCRIPTION |
---|---|
Currency |
Rupiah |
Contracts |
|
Ownership Proof |
Savings Book |
Facilities |
|
Withdrawal Limit |
Withdrawals above Rp500,000,- (five hundred thousand rupiahs) can be made at BCA Syariah branches |
Dormant Conditions |
|
Withdrawal, Deposit, and Transfer Procedures |
Withdrawal, deposit, and transfer transactions can be conducted at all BCA Syariah branches and other channels according to the Bank's regulations.
|
Account Maintenance |
For maintenance of SimPel iB accounts such as adding facilities and closing accounts, approval from parents is required. |
Customer Requirements
CRITERIA | DESCRIPTION |
---|---|
Customer |
|
Age |
|
Document Requirements
STUDENT DOCUMENTS | PARENT/GUARDIAN DOCUMENTS |
---|---|
Copy of Child's Identity (choose one):
|
Copy of Parent/Guardian's Identity (choose one):
|
Costs
Description | Amount (IDR) |
---|---|
Initial Deposit |
Minimum 35,000 (to obtain Debit/ATM card) |
Subsequent Deposits |
Minimum 1,000 |
Minimum Balance |
1,000 |
Dormant Fee |
1,000 |
Monthly Administrative Fee |
0 |
Account Opening Administrative Fee |
0 |
ATM Card Fee
|
|
Account Closure Fee at Customer's Request |
1,000 |
Passbook Replacement Fee
|
|
Important to Note
- Profits are not fixed, subject to company conditions
- The Customer's deposits are not guaranteed by the LPS if the total deposit balance (including margins) of the Customer at one Bank exceeds (equivalent to) Rp2 billion