PRODUCTS AND SERVICES

Deposito iB

Investment solution with competitive profit-sharing

Deposito iB is a solution for investing with competitive profit-sharing based on sharia principle

Benefits

  • Profit sharing will be caculated dan managed based on syariah principle
  • You can choose the desired deposit period yourself
  • Profit sharing can be automatically transfer to your Tahapan IB/Giro 
  • Time periode extention is available according to preference
  • Competitive profit sharing
  • Can be use for financing collateral
  • Auto debet zakat is availabl

Requirements

  • Individual or business customer
  • Have Tahapan iB/Giro iB Account
  • Fill out and signed application 
  • Bring and submit valid copy of e-KTP and NPWP

 

Features

FEATURE DESCRIPTION
Akad Mudharabah muthlaqah 

Currency

IDR

Proof of Ownership

Deposito Bilyet

Joint Account (And/Or)
  • Individual with Individual
  • Individual with Business Entity
  • Business Entity with Business Entity

Extension Status
  • ARO (Automatic Roll Over) : the deposit amount will be automatically renewed 
  • Non ARO (Non Automatic Roll Over) : the deposits are not automatically renewed
  • ARO + Profit Sharing (Automatic Roll Over Plus Profit Sharing) : the deposit amount plus profit-sharing will be automatically renewed  

Profit-sharing payment
  • Every month on the same date as the Deposito iB placement date
  • If the deposit is opened/roll-over at the end of the month, it will be paid at the end of each month
Amount of placement Minimum IDR8.000.000
Biaya 

Stamp fees will be charged in accordance with applicable regulations or conditions

Important notes 

  • Profit sharing will depend on the results of the business carried out by the ban as mudharib. 
  • Tax income  (or according to apply tax regulations)  of 20% is of profit sharing 
  • The type of fee and amount of fee may change according to bank notification. Notification will be carried out in accordance with the applicable terms and conditions.
  • Changes to features and services are subject to change and will be notified by the bank in accordance with applicable regulations.
  • For more information download Product and Services Information Summary (RIPLAY) Deposito iB