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Tahapan iB Bisnis
Business savings solutions with extensive features
Tahapan iB Bisnis is a business savings account with sharia principle from BCA Syariah. Tahapan iB Bisnis offers various facilities that make it easier for businesses and organizations to carry out banking transactions.
Benefits
- Profit-sharing will be calculated and managed in accordance with sharia principles.
- Account can be used for payment or purchase transactions.
- Transactions and account information is accessible through BCA Syariah's e-channels
- Opening a Tahapan iB Bisnis account at a branch provide you with:
- Digital facilities by utilizing e-channel, through internet banking BIQ by BCA Syariah and mobile banking (currently under development)
- Customer will receive a Tahapan iB Bisnis Passbook (optional). This passbook provides concrete proof of your savings and a clear record of all account transactions.
- Customer will receive BCA Syariah ATM/Debit Card (optional). This card provides convenient access to a wide range of transactions at BCA ATMs nationwide, as well as thousands of ATMs displaying the Prima and Alto logos, including:
- Cash withdrawals, Transfers between BCA Syariah accounts, Transfers to BCA accounts, other banks transfer
- Cash deposits at BCA ATMs using a BCA Syariah ATM/Debit card.
- BCA Credit Card payments using a BCA Syariah ATM/Debit card.
- Convenience shopping at all merchants with Debit BCA signs across Indonesia.
- Automatic Transfer Facilities
- Zakat Auto-debit Service
Requirements
- Customers is a businesses, organizations/community organization (with legal or non-legal entities)
- Complete and sign the Tahapan iB Bisnis account opening application form.
- Account opening is required to submit all the necessary documents as specified by BCA Syariah.
| FEATURE | DESCRIPTION |
|---|---|
| Akad |
Mudharabah Muthlaqah |
| Currency | Available in Indonesia Rupiah (IDR) |
| E-Channel Facilities |
Internet Banking BIQ |
Fees
|
DESCRIPTION |
AMOUNT (IDR) |
|---|---|
|
Minimum initial deposit |
500,000 |
|
Minimum deposit |
100,000 |
|
Minimum witheld balance |
50,000 |
|
Monthly administrations fee with akad Mudharabah Muthlaqah |
10,000 |
|
Monthly administrations fee for akad Wadiah yad Dhamanah* |
10,000 |
|
Administration fee |
10,000 |
|
Passbook book replacement due to damage |
10,000 |
|
Print Account Statement (if the book is lost) |
5,000 per lembar |
|
Account closure |
50,000 |
|
Debit card request or replacement |
30,000 |
* Free monthly administration fee with akad Wadiah option
Transaction Limits
| DESCRIPTION | SILVER | GOLD |
|---|---|---|
| BCA ATM Machine Transactions (IDR) | ||
| Cash Withdrawal | 5,000,000 | 10,000,000 |
| Cash Deposit | 50,000,000 | 50,000,000 |
| Transfer to BCA Syariah accounts | 15,000,000 | 25,000,000 |
| Transfer from BCA Syariah to Other Banks (excluding BCA) | 10,000,000 | 10,000,000 |
| Transfer from BCA Syariah to BCA | 25,000,000 | 25,000,000 |
| BCA Credit Card Payment (Rupiah) | As per bill | As per bill |
| Transactions at BCA EDC Machine (IDR) | ||
| Daily Debit Transaction | 15,000,000 | 25,000,000 |
Important to Note
- Profit-sharing will depend on the business performance conducted by the bank as mudharib.
- Types and amounts of fees are subject to change with prior notification from the bank.
- Addition/changes to features and services are subject to change with prior notification from the bank.
- For more information, download Product and Service Information Summary (RIPLAY) for Produk Tahapan IB Bisnis, as follow
