PRODUCTS AND SERVICES

KKB iB

Vehicle ownership financing with fixed installments for up to 8 years

KKB iB BCA Syariah is financing provided by BCA Syariah to customers based on Sharia principles with the aim of owning or purchasing new or used motor vehicles. 

Financing facility for the purchase of new cars with a tenure of up to 8 years with the aim of owning/purchasing new or used motor vehicles. Financing facility for the purchase of used cars with a tenure of up to 6 years, both used cars from showrooms or from individual sellers.

Features & Benefits

Sharia-based Financing

  • KKB iB BCA Syariah is a financing facility in accordance with Sharia principles using the Murabahah contract.

Low Costs

  • Low Total Initial Payment, Down Payment (DP) is only 15%.
  • The first installment payment is made in the following month (in arrear)
  • Customers are given the option of free life insurance for a maximum period of up to 4 years

Installment Certainty

  • With the agreed-upon margin at the beginning, the customer's monthly installment amount is predetermined and the installment amount will remain the same/constant until the end of the financing period.

Trusted

  • Partnership with dealers partner

Up to 8-Year Tenure

Can be used to finance used cars.

KKB iB can be applied by

Reguler Program

Tenure
New Car Margin
1 years equivalent to 3,79% flat p.a
2-4 years equivalent to 4,55% flat p.a
5-8 years equivalent to 4,13% flat p.a

Period : 1 August - 31 October 2024

KKB iB can be applied by
  • Permanent employees with a minimum of 2 years of service.
  • Entrepreneurs/professionals with a minimum of 2 years of experience.

Required Documents

  • Personal documents.
  • Occupational/business documents.
  • Vehicle legality documents (copy of BPKB and STNK).
  • Booking letter/deposit receipt from the dealer (specifically for new cars).

 

Financing Simulation

For more information, contact Halo BCA 1500888

Apply for Financing

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