PRODUCTS AND SERVICES

Customer Fund Account

Shariah Securities Transaction Settlement Account for individual customers with no administrative fees

Customer Fund Account (RDN) is an account used by customers for the settlement of Sharia securities transactions with Mudharabah Muthlaqah or Wadiah yad Dhamanah principles.

BCA Syariah, as the Bank Administrator for RDN, plays a role in administering bank account activities for customer securities account holders at Participants, Participant accounts (Securities Companies/PE), and Custodian Banks (BK) registered with the Indonesia Central Securities Depository (KSEI).

Features

Feature Investor Stage Investor Giro

Contract

Mudharabah Muthlaqah

Wadiah yad Dhamanah

Initial deposit

No initial deposit

No initial deposit

Daily minimum balance

No minimum balance

No minimum balance

Monthly administrative fee

No administrative fee

No administrative fee

Facilities for depositing funds to RDN

  • Cash deposit via BCAS teller.

  • Transfer through BCAS teller.

  • Transfer via BCA Syariah Mobile or Klik BCA Syariah.

  • Incoming transfer via ATM BCA, PRIMA, ALTO, ATM Bersama, and Link.

  • Incoming transfer via SKN, RTGS, and switching network from other bank channels.

  • Cash deposit via BCAS teller.

  • Transfer through BCAS teller.

  • Transfer via BCA Syariah Mobile or Klik BCA Syariah.

  • Incoming transfer via ATM BCA, PRIMA, ALTO, ATM Bersama, and Link.

  • Incoming transfer via SKN, RTGS, and switching network from other bank channels.

Withdrawal facilities

  • No passbook provided

  • No ATM card provided

  • Withdrawal can only be done by Securities Companies/Exchange Members

  • Withdrawal instructions can be made through BCA Syariah Mobile or Klik BCA Syariah, and will be executed by Securities Companies/Exchange Members according to their respective policies

  • No checks provided

  • No ATM card provided (Individual Giro)

  • Withdrawal can only be done by Securities Companies/Exchange Members

  • Withdrawal instructions can be made through BCA Syariah Mobile or Klik BCA Syariah, and will be executed by Securities Companies/Exchange Members according to their respective policies

Transaction/mutation information for customers

  • Protected PDF E-statement sent via email

  • Protected PDF E-statement sent via email

Balance information

  • Detailed Securities Balance Information

  • Securities Balance Information per Securities Company

  • Detailed RDN Balance Information

  • RDN Balance Information per Securities Company

  • Withdrawal Transaction History

  • Detailed Securities Balance Information

  • Securities Balance Information per Securities Company

  • Detailed RDN Balance Information

  • RDN Balance Information per Securities Company

  • Withdrawal Transaction History

Dormant status

Dormant system not applied

Dormant system not applied