07 August 2025

BCA Syariah's "Meriah" Promotion at BCA Expo

Terms and Conditions for Online Account Opening Promo via BSya

Promo valid until 31 August, 2025

  1. This promo is applicable to new BCA Syariah customers.
  2. Open an account with a Wadiah contract and make an initial deposit of IDR 100,000 on the same day as the account opening to receive an IDR 15,000 bonus balance.
  3. Alternatively, open an account with a Mudharabah contract and make an initial deposit of IDR 100,000 on the same day as the account opening to receive an IDR 30,000 bonus balance.
  4. Customers are eligible for an additional bonus balance of IDR 15,000 by conducting at least one transaction (payment, purchase, QRIS, or Flazz top-up) via BSya on the same day the account is opened.
  5. The bonus balance will be credited to the customer's account within a maximum of 10 business days after all conditions are met.
  6. BCA Syariah reserves the right to amend, supplement, and/or replace the program terms and conditions, with notification provided through any means deemed appropriate and in accordance with applicable regulations.
  7. BCA Syariah, at its sole discretion, reserves the right to cancel the bonus balance if there are any indications of fraud, misuse, irregularities, or violation of the program's terms and conditions.

Terms and Conditions for KPR iB (Home Financing) Promo
Promo valid until 31 October, 2025

  1. Enjoy 0% installments for up to IDR 50 million for home furnishing or renovation.
  2. Margin starting from the equivalent of 3.68% effective per annum.
  3. Fixed installments for up to 15 years.
  4. Home financing fees can be paid in 0% installments for up to 2 years.
  5. Financing tenure of up to 20 years.
  6. One-day approval specifically for salaried customers and for property purchases through our partner developers. This applies to applications submitted at the BCA Expo 2025 event.

Terms and Conditions for KKB iB (Car Financing) Promo
Promo valid until 31 October, 2025

  1. Down payment starting from 15%.
  2. Fixed installments for up to 8 years.
  3. Special down payment for Wuling, BYD, and Cherry electric cars starting from 20%.
  4. One-day approval specifically for salaried customers and for vehicle purchases through our partner dealers. This applies to applications submitted at the BCA Expo 2025 event.

Terms and Conditions for Emas iB (Gold Financing) Promo
Promo valid until 31 October, 2025

  1. Down payment starting from 10%.
  2. Financing limit of up to IDR 1 Billion.
  3. Fixed installments for up to 5 years.
  4. Physical gold is available, with a choice of LM from ANTAM or Galeri 24 (specifically for applications submitted through BCA Syariah branches).
  5. Same-day approval. Applications can be submitted through any BCA Syariah branch or the BSya application.
  6. The purity of the gold is guaranteed by PT ANTAM and Galeri 24 Pegadaian.
Back