10 February 2026

BCA Syariah Records Positive Growth Throughout 2025, Total Assets Increase by 15.4% YoY

Jakarta, 10 February 2026 – PT Bank BCA Syariah (BCA Syariah) presented its full-year 2025 performance at the 2025 Financial Performance Media Update: Innovate and Resilience, held at the BCA Syariah Head Office in Jakarta on Tuesday (10/2).

BCA Syariah delivered solid performance, with total assets increasing by 15.4% year-on-year (YoY) to IDR 19.2 trillion. Positive performance was also reflected in net profit, which grew 15.4% YoY to IDR 212 billion.

“Alhamdulillah, this year BCA Syariah achieved solid and sustainable growth, as reflected among others in the increase in total assets. Growth was supported by the expansion of Third Party Funds (DPK) and their distribution into quality financing. This reflects the growing public interest and trust,” said President Director of BCA Syariah, Yuli Melati Suryaningrum, in her opening remarks.

Overall financing grew 23.1% YoY to IDR 13.2 trillion, with a focus on productive sectors, covering both commercial and consumer financing such as home financing (KPR) and gold financing. The Company consistently applies prudent principles to maintain asset quality, as reflected in a gross Non-Performing Financing (NPF) ratio of 1.57%.

On the funding side, BCA Syariah’s Third Party Funds (DPK) increased 17.1% YoY to IDR 15.4 trillion, driven by growth in low-cost funds (CASA), which rose 25.7% YoY to reach IDR 6.3 trillion.

In line with increasing customer demand for digital services, BCA Syariah continues to strengthen its electronic service channels as part of its long-term strategy. Throughout 2025, the Bank enhanced the features of its BSya mobile banking, including the addition of gold financing, e-deposits, QRIS with customer presented mode, cardless cash deposit, qurban services, zakat fitrah payments, internet and TV payments, and digital membership.

In addition, the Company further developed its BIQ internet banking platform for business customers, featuring a financial dashboard, KSEI/RDN integration, BI-FAST transfers, and batch transfer facilities.

“We leverage digitalization to stay closer to our customers, while continuously enhancing features that improve convenience and access to Islamic banking services. At the same time, we ensure strong IT system performance without compromising security and compliance with Sharia principles,” Yuli added.

BCA Syariah also consistently implements empowerment programs for micro, small, and medium enterprises (MSMEs). These initiatives include intensive training programs for women-led MSMEs through WEpreneur. In 2025, the program provided intensive training to 30 selected MSMEs and conducted micro-mentoring sessions reaching 3,148 participants.

Going forward, BCA Syariah will continue to strengthen its funding structure, enhance financing quality, and develop services aligned with customer needs. The Company remains committed to supporting the advancement of Islamic financial literacy and inclusion in Indonesia through various educational and collaborative initiatives.

About PT Bank BCA Syariah

PT Bank BCA Syariah (BCA Syariah) is a subsidiary of PT Bank Central Asia Tbk. and commenced operations as a Sharia Commercial Bank on 5 April 2010. As of December 2025, BCA Syariah’s total assets reached IDR 19.2 trillion, growing 15.4% year-on-year. Financing stood at IDR 13.2 trillion, up 23.1% YoY, while Third Party Funds (DPK) reached IDR 15.4 trillion, increasing 17.1% YoY.

BCA Syariah currently operates 77 branch networks across Jabodetabek, Medan, Semarang, Bandung, Solo, Yogyakarta, Bandar Lampung, Palembang, Banda Aceh, Panakukkang, Malang, Kediri, Pasuruan, and Banyuwangi.

For further information, please contact:

PT Bank BCA Syariah
Department of Economic, Social & Environmental Sustainability Management, Corporate Communications & Corporate Secretary
Address  : Jl. Jatinegara Timur No. 72, East Jakarta 13310
Phone     : +62 21 850 5030
Fax          : +62 21 850 9959
Email      : bcas_humas@bcasyariah.co.id

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