20 February 2025

BCA Syariah Promotes Financial Inclusion at BCA Expoversary 2025

Jakarta, 20 February 2025 - To expand public access to sharia consumer financing, PT Bank BCA Syariah (BCA Syariah) is participating in BCA Expoversary 2025 at ICE BSD, Tangerang, from 20–23 February 2025, offering a range of sharia banking products and services.

BCA Syariah Director Pranata, during the expo’s opening, said “Our presence at BCA Expoversary is to complement the sharia banking needs of expo visitors. This year, we are showcasing a variety of financing solutions, with our flagship Emas iB Financing as a unique sharia product, and our newest KKB iB Financing for electric vehicles (EVs).”

KKB iB is a sharia-based financing facility offered by BCA Syariah for the purchase of new cars, both EV and non-EV. With the growing adoption of electric vehicles in Indonesia, BCA Syariah sees strong potential to introduce EV financing, offering the benefit of fixed installments for easier financial planning, with repayment terms of up to five years.

“KKB iB EV Financing is our tangible step toward providing sustainable consumer financing products. It is also part of BCA Syariah’s support for the government’s efforts to promote environmentally friendly vehicles in Indonesia", Pranata added.

BCA Expoversary represents strong synergy between BCA Syariah and BCA in raising public literacy about sharia banking products. The expo also strengthens BCA Syariah’s connection with the community, helping to boost inclusion for its products and services.

At BCA Expoversary 2025, BCA Syariah is once again presenting its Emas iB Financing product. This distinctive sharia banking offering enables customers to invest in gold through a murabahah (cost-plus sale) agreement for Antam gold bars starting from 10 grams, with fixed installments over one to five years. Customers can invest in gold with installments starting at just IDR 300,000, with on-the-spot contracts and same-day approval.

Emas iB Financing remains one of BCA Syariah’s most in-demand investment products, recording a remarkable 198% growth by the end of 2024 compared to the same period the previous year.

“Emas iB product makes it easier for people to own gold, especially amid the recent upward trend in gold prices. With Emas iB Financing, customers can pay in installments according to their preferred term,” Pranata explained. 

In addition to gold financing, BCA Syariah also offers KPR iB Financing based on the murabahah agreement for home ownership—either ready stock or pre-order—through property developers partnered with BCA Syariah.

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