17 April 2025

Enhancing Literacy and Inclusion, BCA Syariah Promotes iB Gold Financing to BCA Prioritas and Solitaire Customers

Jakarta, 17 April 2025 – PT Bank BCA Syariah (BCA Syariah) continues to strengthen literacy and inclusion of sharia banking products and services by engaging with approximately 200 BCA Prioritas and Solitaire customers during a silaturahmi (networking and relationship-building) event held by Bank BCA in Jakarta on April 15.

President Director of BCA Syariah, Yuli Melati Suryaningrum, who was present at the event, stated, "We are truly pleased to be given the opportunity to introduce BCA Syariah’s products and service advantages to BCA customers. This event reflects a strong synergy between BCA Syariah and BCA in promoting financial literacy and the inclusion of sharia banking services across all customer segments.”

Gold is considered a liquid and secure investment amid the current economic landscape and global geopolitical uncertainty. Antam gold prices have shown an upward trend—rising by 15% over the past five years, outperforming the average inflation rate. This consistent growth has led to increasing public interest in gold ownership.

At the customer engagement session, BCA Syariah introduced its iB Gold Financing solution based on the murabahah (sale and purchase) principle—offering a practical, secure, and trustworthy way to invest in gold. The product also features easy application via the BSya Mobile Banking platform.

In line with the growing public interest in gold investment, BCA Syariah’s gold financing portfolio has also experienced significant growth. As of March 2025, gold financing recorded the highest annual growth rate of 180.5% year-on-year (yoy), reaching IDR 228 billion. In terms of composition, gold financing contributed 14.3% to BCA Syariah’s total consumer financing portfolio, which stood at IDR 1.5 trillion in March 2025.

“In response to the rising enthusiasm for gold investment, BCA Syariah continues to innovate by offering more convenient solutions. To expand access to iB Gold Financing, we’ve integrated an online financing application feature into our BSya Mobile Banking app—allowing customers to apply without visiting a branch. We also collaborate with the BCA Group and other strategic partners to promote gold financing solutions through events like the BCA Expo and customer gatherings such as today’s,” Yuli added.

About PT Bank BCA Syariah
PT Bank BCA Syariah (BCA Syariah) is a subsidiary of PT Bank Central Asia Tbk., which began operating as a Sharia Commercial Bank on April 5, 2010. As of March 2025, BCA Syariah’s total assets have reached IDR 17.1 trillion, growing by 19.3% year-on-year (yoy). Financing disbursement stood at IDR 11.0 trillion, an increase of 18.0% yoy. Third Party Funds (DPK) reached IDR 13.5 trillion, rising by 25.9% yoy. BCA Syariah currently operates a network of 76 branches across Greater Jakarta, Medan, Semarang, Bandung, Solo, Yogyakarta, Bandar Lampung, Palembang, Banda Aceh, Panakukkang, Malang, Kediri, Pasuruan, and Banyuwangi.

PT BANK BCA SYARIAH
Sustainability, Corporate Communications & Corporate Secretary Department
Address  : Jl. Jatinegara Timur No. 72, East Jakarta 13310
Phone   : (021) 850-5030
Fax    : (021) 850-9959
E-mail   : bcas_humas@bcasyariah.co.id

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