iB Gold

Features and Benefits

In accordance with sharia principles
Quick and easy process, with same-day approval
Murabahah Akad (buying and selling)
Choose gold from ANTAM, certified by the international LBMA standard, or from Galeri 24 Pegadaian or Hartadinata certified by the Indonesian National Standard (SNI)
Financing term from 1 to 5 years
Margin equivalent to 9.75% effective per annum
Installments starting from IDR200 thousand per month

Find easy way to acquire iB Gold Financing at BCA Syariah branch office or via BSya

Information	at BCA Syariah Branch	BSya
Down Payment	Minimum of 10%	Minimum of 10% - Maksimal 30%
Financing Plafond	Maximum of IDR1 Billion	Maximum of IDR1 Billion
Type and Grams	5 gr, 10gr, 25gr, 50gr, 100gr dan 250 gr	5 gr, 10gr, 25gr, 50gr, 100gr
Type of Gold	ANTAM Gold Galeri 24 Pegadaian Hartadinata	Galeri 24 Pegadaian Gold

Customer Requirements

Indonesian citizen (WNI), minimum age 21 years old
Having source of income
Prepare down payment, administrative fees, stamp duty fees, and life insurance premiums (optional)
Maximum age at the financing maturity does not exceed 65 years

Document Requirements

Employee/Entrepreneur/Professional (Copy of documents)
Applicant's ID Card
Document / Partner Data
Tax ID (NPWP)*

*)For financing with a nominal value greater than 100 million

Financed Gold Pieces at BCA Syariah
Gram Type	Administrative Fee per Submission
10 gr	IDR 200,000
25 gr
50 gr
100 gr
250 gr

Financing Simulation Apply for Financing

For more information, contact Halo BCA 1500888