29 February 2024

BCA Syariah Increases Consumer Financing at BCA Expoversary 2024

Jakarta, February 29, 2024 - PT. Bank BCA Syariah (BCA Syariah) once again participated in BCA Expoversary 2024, at ICE BSD Tangerang from February 29 to March 3, 2024, offering sharia financing solutions for home, car, and gold ownership with light margins and fixed installment certainty until the end of financing.

Consumer Financing at BCA Syariah - BCA Syariah's President Director, Yuli Melati Suryaningrum (center), and BCA Syariah's Director, Pranata (Right), engaging with customers undergoing Emasi iB financing agreements at the BCA Syariah Booth, BCA Expoversary 2024, Tangerang, Banten (02/29/24).

President Director of BCA Syariah, Yuli Melati Suryaningrum, mentioned, "BCA Syariah's presence at BCA Expoversary is to cater to customers' needs for sharia financing. One of the advantages of sharia financing is the fixed installments, allowing customers to align with their personal financial planning. Additionally, the offered tenure is long - 20 years for KPR iB and 8 years for KKB iB, making our financing suitable for the millennial generation aspiring to own their dream homes and cars."

"The collaboration between BCA Syariah and BCA in this event is a strategy by BCA Syariah to boost consumer financing disbursement and educate the public about the advantages of sharia banking products, which are competitive with other banking products," Yuli added.

Until December 2023, BCA Syariah's consumer financing reached Rp 821 billion, growing by 95.3% compared to the same period the previous year (Year on Year/YoY). Consumer financing growth was supported by the increasing KPR iB financing by 123.2% YoY, KKB iB by 12.0% YoY, and Emas iB by 27.8% YoY.

Besides Tangerang, BCA Syariah will also be present at BCA Expoversary 2024 in other cities, including: Ciputra World Mall Surabaya and Palembang Indah Mall on March 1-3, 2024, Kawasan Sisi IKEA Kota Baru Parahyangan and Marina Convention Semarang on March 2-3, 2024, Point Mall Makassar on March 8-10, 2024, and Sun Plaza Medan on March 15-17, 2024. The presence of BCA Syariah in these cities is expected to raise awareness among the public about the diverse products and services of BCA Syariah, offering various advantages.

At BCA Expoversary 2024, BCA Syariah presents attractive offers, including Emas iB financing with a murabahah sale and purchase agreement for Antam gold ownership starting from 10 grams with fixed installments ranging from 1 to 5 years. Customers can invest in gold with installments starting from Rp 200 thousand with on-site agreement facilitation and quick approval system (same day approval).

Apart from gold financing, BCA Syariah provides easy solutions for home ownership based on a murabahah sale and purchase agreement through KPR iB BCA Syariah products, applicable for ready stock or indents through property developers in cooperation with BCA Syariah. BCA Syariah offers installment certainty up to 15 years with competitive margins equivalent to 7.67% effective per year. KPR iB BCA Syariah also offers KPR iB Take Over and KPR iB Refinancing services to meet consumer financing needs with residential or commercial property collateral.

Not only that, BCA Syariah offers vehicle financing for cars, KKB iB, with installment certainty up to 8 years and flexible margins ranging from 3.13% to 4.13% effective per year. Another advantage of this promotion is the one day approval process to secure applications for dream home and car financing without long wait times.

 

About PT Bank BCA Syariah
PT Bank BCA Syariah (BCA Syariah) is a subsidiary of PT Bank Central Asia Tbk., which started operating as a Sharia Commercial Bank on April 5, 2010. As of December 2023, BCA Syariah's total assets reached Rp 14.47 trillion, growing by 14% compared to the same period the previous year (YoY). BCA Syariah's financing disbursement recorded Rp 9.01 trillion, growing by 19% YoY. Third Party Funds (DPK) reached Rp 10.95 trillion, increasing by 15% YoY. BCA Syariah now has 76 branch networks spread across Greater Jakarta, Surabaya, Semarang, Bandung, Solo, Yogyakarta, Bandar Lampung, Medan, Palembang, Banda Aceh, Panakukkang, Malang, Kediri, Pasuruan, and Banyuwangi.

PT BANK BCA SYARIAH
Department of Sustainable Economic, Social & Environmental Management, Corporate Communications, and Secretariat
Address          : Jl. Jatinegara Timur no. 72 Jakarta Timur 13310
Phone             : (021) 850-5030 ext 1215/1216
E-mail             : bcas_humas@bcasyariah.co.id
Website          : www.bcasyariah.co.id

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